What are the different system of payments that can be used for e-Commerce? Explain the following giving their functions and usage – Digital Signature, Digital Certificate, SSL and Firewall.

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Types of Payment Methods for ECommerce:--

Credit/Debit card payments:

As a global payment solution, by enabling payment acceptance via cards merchants can reach out to an international market.

Credit cards are simple to use and secure. The customer just has to enter the card number, expiry date, and CVV, which has been introduced as a precautionary measure. The CVV helps detect fraud by comparing customer details and the CVV number.

Debit cards are considered the best payment method for e-commerce transactions.

Debit cards are usually preferred by customers who shop online within their financial limits. The main difference between credit and debit card is with a debit card one can only pay with the money that is already in the bank account, whereas in the case of a credit card, the spent amount is billed, and payments are made at the end of the billing period.

Prepaid card payments:

They usually come in different stored values and the customer has to choose from them. Prepaid cards have virtual currency stored in them. Though the adoption rate of prepaid cards is low, they are gradually becoming popular for certain niche categories.

Bank transfers:

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Degree : CERTIFICATE PROGRAMMES
Course Name : Certificate in Information Technology
Course Code : CIT
Subject Name : Introduction To Information Technology
Subject Code : CIT 2
Year : 2022 2023